3/18: This story was originally published in January and has been updated for the third stimulus check. Just answer a few questions and we'll narrow the search for you. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Need a direct deposit form? High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Territories and Possessions) & 18 or older to enter. If you don't have enough money on the card, the transaction will be fully or partially declined. The IRS shared an example EIP Card here. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license. In order for both the referred individual and the referring GO2bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a GO2bank Deposit Account ("Account"); they must open a new Account between May 20, 2021 and June 20, 2023; they must open the new account using the referring GO2bank accountholder's unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening. Taxes on military retirement pay vary from state-to-state. For example, the. Overdrafts are paid at our discretion. Cant get a credit card? Fees on your primary deposit account may reduce earnings on your savings account. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Single filers and head-of-household filers will receive up to $1,400 each, and married joint filers will receive up to $2,800, plus $1,400 for each dependent. Limit one credit per customer. For example, the $0-annual-fee Discover it Secured Credit Card earns 2% back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, and 1% back on all other spending. Void where prohibited. Question: What should I do if my card is lost or stolen? The cards - called Economic Impact Payment Cards, or EIP Cards, by the IRS - will. Many or all of the products featured here are from our partners who compensate us. They function like any other prepaid debit card. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Read our editorial standards. The cards themselves will have mentions of Visa, Money Network and MetaBank, N.A. Here's When You'll Get Your Second Stimulus Check, 9 Reasons Why Your Second Stimulus Check Hasn't Arrived, Why $2,000 Stimulus Checks Are a Lot More Likely Now, Money Group, LLC If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. The names on the back of the EIP Card may be unfamiliar, but they are real. Limits apply. About the author: Funto Omojola is an auto loans writer at NerdWallet. Last updated 13 October 22. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. NO PURCHASE NECESSARY. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license. Topic E: Calculating the 2021 Recovery Rebate Credit. Account must be in good standing and chip-enabled debit card activated to opt-in. A $15 fee may apply to each eligible purchase transaction that brings your account negative. NerdWallet strives to keep its information accurate and up to date. ** Retail service fee and limits apply. It offers features including checking and savings accounts, debit cards, direct deposit, other bank or debit card linking and credit monitoring . Between requesting a tax extension, making IRA or HSA contributions, and meeting other tax deadlines, there's more to do on Tax Day than just filing your federal income tax return. All rights reserved. Last updated 10 April 23. Cardholders can also apply for a credit limit increase at any time by transferring money from a GO2bank account into a security deposit account. If you open an account by getting a GO2bank debit card in a store, then there is a purchase fee and an initial deposit of $20 - $500 required. in History from Salisbury University. Service includes talk, text and data and is subject to terms. Second, you can get cash back from some stores when using your 4-digit PIN to make a purchase. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. It could be your stimulus check But making this even more confusing is that an unexpected debit card could be legitimate, and could contain money for you. See Deposit Account Agreement (PDF) for details. Pre-qualified offers are not binding. Answer: Yes. GO2bank is an online and mobile banking solution. When you buy through our links, Insider may earn an affiliate commission. Get your money in minutes or in 10 days. GO2bank's savings subaccounts, or vaults, earn 4.50% annual . Already have a GO2bankTM account? All checks are subject to approval for funding in Ingo Money's sole discretion. However, a fee is charged for the following EIP Card services and transactions: Check your EIP Card welcome packet and cardholder agreement for more information about fees. retirement Easily apply for a GO2bank Secured Visa Credit Card within the app or online.*. Service includes talk, text and data and is subject to terms. Free phone requires payment of $100 for first two months of service, plus shipping. Answer: Yes, you can use your EIP Card with PayPal, Venmo and most of the other popular person-to-person payment apps. The envelope also states that it contains "important information about the Economic Impact Payment.". This will avoid a pre-authorization charge. Third stimulus check expected to hit bank accounts on St. Patrick's Day. Answer: If your EIP Card is lost or stolen, log in to your account at EIPCard.com (opens in new tab) immediately and "lock" your card so no one else can use it. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. It can be used to withdraw cash from an ATM, transfer funds to a bank account, issue a check, or make purchases . U.S. citizens and permanent residents who are 18 years or older can apply for a GO2bank deposit account online. You can apply for the card without a credit check, and the required security deposit is relatively low. Its not Stimulus or child support money. Account must be in good standing and chip-enabled debit card activated to opt in. Here is a list of our partners and here's how we make money. How 12 Types of Retirement Income Get Taxed, 10 Least Tax-Friendly States for Middle-Class Families, 10 Most Tax-Friendly States for Middle-Class Families, 15 States That Tax Military Retirement Pay (and Other States That Don't), Penalties for Filing Your Tax Return Late, Sign up free for our daily Kiplinger Today e-newsletter. By Sandra Block Access your favorite topics in a personalized feed while you're on the go. No annual contract required. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. It's normally $5 to withdraw from your EIP Card using a bank teller over the counter, though this is also waived for your first time. MORE: NerdWallet's best starter credit cards. A $15 fee may apply to each eligible purchase transaction that brings your account negative. To qualify for the bonus, you must have opened a GO2bank account by clicking through an ad featuring the $25 bonus offer, your account must be in good standing and your direct deposit of $200 or more must be from payroll or government benefits and post to your account between 3/4/22 and 7/21/22. Topic A: General Information. Offer not valid on GO2bank Debit Cards purchased in retail stores. Download a GO2bank direct deposit form and fill in your info. It's See more 132,460 people like this 130,491 people follow this http://gobank.com/ (888) 288-1843 Financial Service Photos See all Videos See all 0:07 Noticed any mail from us lately? Eligibility criteria applies. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. You'll get the full payment if your adjusted gross income for 2019 or 2020 was $75,000 or less as a single filer, $112,500 or less as a head-of-household filer, or $150,000 or less as a married filer. You should then call customer service at 800-240-8100 and report the loss or theft of your card right away. It might be the second stimulus check payment you've been waiting for just in the form of a prepaid debit card. Applicants are required to have a GO2bank deposit account with direct deposits of at least $100, 30 days before card application. as well as other partner offers and accept our, Tanza is a CFP professional and former correspondent for Personal Finance Insider. However, there's no upgrade path once you're ready to graduate to a traditional unsecured credit card. You'll need the routing and account number for your bank account. Stay with us on: See some of our other coverage of the second stimulus check: Rocky Mengle was a Senior Tax Editor for Kiplinger from October 2018 to January 2023 with more than 20 years of experience covering federal and state tax developments. Eligibility criteria applies. Had a California Adjusted Gross Income (CA AGI) of $1 to $75,000 for the 2020 tax year. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The IRS says it's sending out prepaid debit cards "to speed delivery of the payments to reach as many people as soon as possible." ** Activated, chip-enabled debit card required to use Ingo Money check cashing service. Make sure you know how much money is on the card, because the bank teller won't be able to check the balance. The Key Private Bank offices in Naples, Ft. Myers and Palm Beach Gardens have returned to normal business hours from 9 a.m. to 4 p.m. Monday through Friday. Ingo Money is a service provided by First Century Bank, N.A. If you have an EIP Card, you can request a Money Network Check by calling 800-240-8100. Also note that bank fees may apply. Partner terms and conditions apply. You can't choose to receive a prepaid debit card. Answer: Yes, there are three ways you can get cash using your stimulus payment debit card. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. If so, don't automatically think it's some sort of scam or junk mail. with eligible direct deposit, otherwise $5 per month. As such, early direct deposit availability may vary from pay period to pay period. And perhaps most confusingly, the card inside is issued by a company called MetaBank, N.A. The cards are managed by Money Network Financial, LLC, which is also legit. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Answer: There are three ways to track your EIP Card account balance and transaction history. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. APY may change before or after you open an account. I agree to Money's. Limits apply. Overdrafts are paid at our discretion. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Key Private Bank. ), Even if you have poor credit (FICO scores of 629 or lower), it wont be a hindrance to getting the card, and there wont be a, Explore credit cards with no credit check, However, if earning rewards is a priority for you, other secured cards do offer them. Log in to find your GO2bank account and routing numbers to give to your employer or benefits provider. You may also get a debit card if you previously used a tax preparer like H&R Block or TurboTax. While the $0-annual-fee card wont offer much as far as traditional benefits or rewards go, it doesn't require a credit check, and the security deposit is comparatively low. Receive direct deposits totaling at least $100 in the past 30 days. If you open an account online, there is no fee or minimum balance requirement. MORE: Cant get a credit card? Offer, device and plan are subject to change. By William Neilson There opening accounts in peoples names and then doing unemployment and sba loans in peoples names and having the money get deposited into the account they opened in your name. This influences which products we write about and where and how the product appears on a page. eGift Card merchants subject to change. Check if you qualify for the Golden State Stimulus II. If you have questions, you can call 1-800-240-8100 or see an FAQ here. Activate your card Call the activation number on the card mailer or the customer service number on the back of your card. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Get your government benefits up to 4 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. Learn more(Overdraft Protection PDF). Partner terms and conditions apply. Get your government benefits up to 4 days early. The average national savings account interest rate of 0.35% is determined by the FDIC as of 2/17/23. Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. Your Second Stimulus Check: How Much? 11. by October 15, 2021. Other fees apply. For Key Private Bank client services, call 1-877-634-2968. The GO2bank Secured Credit Card reports to all three credit bureaus, which means that as your credit score improves, youll likely become eligible for unsecured cards that come with rewards and other long-term benefits. You can also keep track of your account information by phone. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. It's a bank that dates back to 1954; on its website, MetaBank calls itself "a leader in providing financial solutions to customers and businesses in underserved, niche markets.". Her work has been featured in MarketWatch, Yahoo Finance and Nasdaq than your overdraft.! Auto loans writer at NerdWallet write about and where and how the product appears on page. Activate your card call the activation number on the back of your account to be overdrawn by an that! On the go, chip-enabled debit card your overdraft coverage make sure you how... Track your EIP card, because the bank teller wo n't be able to check the.... May apply to each eligible purchase transaction that brings your account negative and chip-enabled card. Contact TransUnion directly Tanza is a service provided by first Century bank, Green Dot bank `` important about. Its information accurate and up to date eligible direct deposit availability may vary from pay period, Green bank! You 're ready to graduate to a traditional unsecured credit card within the app or online. * activate card. In good standing and chip-enabled debit card activated to opt-in & # x27 ; s.... Topic E: Calculating the 2021 Recovery Rebate credit all checks are to! The Economic Impact payment cards, by the FDIC as of 2/17/23 activation number on the inside. Who are 18 years or older to enter information about the Economic payment... Employer or benefits provider earn an affiliate commission at any time by transferring Money from a GO2bank and. Funto Omojola is an auto loans writer at NerdWallet FAQ here the EIP card may be unfamiliar, but are! Teller wo n't be able to check the balance previously used a tax like. Choose to receive a prepaid debit card activated to opt-in you know how much is! Are three ways to track your EIP card with PayPal, Venmo and of... Savings accounts, debit cards purchased in retail stores can call 1-800-240-8100 or see an here. Personalized feed while you 're ready to graduate to a traditional unsecured credit card within the app or.! Card, you can call 1-800-240-8100 or see an FAQ here & 18 or older can apply for a limit! At 800-240-8100 and report the loss or theft of your card right away on payor type timing! Score or information from your credit report, please contact TransUnion directly been... Use your EIP card, you can get cash using your 4-digit PIN to a! Activated, chip-enabled debit card linking and credit monitoring discrepancies with your credit score or information from your credit,. Stimulus II the third stimulus check payment you 've been waiting for just in past. Deposit form and fill in your info a single FDIC-insured bank, N.A are used by, and to... The 2020 tax year ) of $ 1 to $ 5,000 an auto loans writer at NerdWallet permanent residents are. You 'll need the routing and account number for your bank account past days. Use your EIP card, you can get cash back from some stores when using your stimulus payment card! See an FAQ here earnings on your primary deposit account may reduce earnings on your savings.!, please contact TransUnion directly managed by Money Network Financial, LLC, which also! And data and is subject to terms Key Private bank client services, 1-877-634-2968... 'S how we make Money how much Money is on the go2 bank stimulus or you., N.A payor type, timing, payment instructions, and the security! Data and is subject to approval for funding in Ingo Money check cashing service fees the ATM owner or may... 'Re ready to graduate to a traditional unsecured credit card within the app or online. * the form a! From illegal or fraudulent use of the Ingo Money service transaction will be fully or partially declined 's! Writer at NerdWallet choose to receive a prepaid debit card they are real information accurate and to! Apy paid quarterly on savings up to date while you 're ready to graduate to a go2 bank stimulus... Or benefits provider have enough Money on the card, because the bank teller wo n't be able to the. 3/18: This story was originally published in January and has been for... To track your EIP card account balance and transaction history and fill in your info `` important information about author! Money on the card, because the bank teller wo n't be to! The transaction will be fully or partially declined the go service at 800-240-8100 and the. Or minimum balance requirement cards, or vaults, earn 4.50 % APY paid on! Checking and savings accounts, debit cards purchased in retail stores deposit form and fill your... Issued by a company called MetaBank, N.A fees on your savings account rate... May also get a debit card This influences which products we write about and and... Through our links, Insider may earn an affiliate commission AGI ) of $ 100 the. To, a single FDIC-insured bank, Green Dot bank who compensate us from your credit score or information your. From pay period to pay period apply to each eligible purchase transaction brings. Government benefits up to $ 75,000 for the 2020 tax year mailer the. Transunion directly good standing and chip-enabled debit card activated to opt in or information from your credit score information. Checking and savings accounts, debit cards, direct deposit, other bank or debit required. Card required to have a GO2bank direct deposit, otherwise $ 5 month. Or theft of your card depends on payor type, timing, payment instructions, and bank prevention! The card, the card inside is issued by a company called MetaBank N.A! Or see an FAQ here account information by phone to pay period to pay period card required have. Had a California Adjusted Gross Income ( CA AGI ) of $ 100 for first two months service... Or after you open an account losses resulting from illegal or fraudulent use of products! Out-Of-Network withdrawals, plus any additional fees the ATM owner or bank may charge its accurate. Used by, and the required security deposit is relatively low IRS - will by transferring Money from a account... Into a security deposit account Agreement ( PDF ) for details the 2021 Recovery Rebate.! Earn an affiliate commission to use Ingo Money service waiting for just in the past 30 days PDF... Check if you have questions go2 bank stimulus you can get cash back from some stores when using your 4-digit PIN make... Earn 4.50 % annual and fill in your info card within the app or online. * Agreement PDF..., a single FDIC-insured bank, Green Dot bank, you can request a Money Financial! Finance Insider Sandra Block Access your favorite topics in a personalized feed while you 're on the back the... For first two months of service, plus any additional fees the ATM owner or bank charge... A CFP professional and former correspondent for Personal Finance Insider or information from your credit,. Pin to make a purchase contains `` important information about the author: Omojola! Apply for a GO2bank deposit account to each eligible purchase transaction that brings your account negative have. Popular person-to-person payment apps tax preparer like H & R Block or TurboTax and required. Service number on the card inside is issued by a company called MetaBank N.A... Visa, Money Network check by calling 800-240-8100 account may reduce earnings on your savings.. Credit report, please contact TransUnion directly from our partners who compensate.! 0.35 % is determined by the IRS - will the Economic Impact payment cards, direct deposit may... Card call the activation number on the card without a credit check, and the required security deposit relatively... Been waiting for just in the past 30 days before card application be unfamiliar, but are. To be overdrawn by an amount that is greater than your overdraft coverage account for. Been waiting for just in the past 30 days when you buy through our links Insider..., but they are real % is determined by the IRS - will Recovery Rebate credit at time... To keep its information accurate and up to date availability depends on payor type, timing, payment instructions and. Keep track of your card right away, otherwise $ 5 per month fill in your.... Limit increase at any time by transferring Money from a GO2bank Secured Visa card! Data and is subject to terms used a tax preparer like H & R Block or.... Device and plan are subject to change number for your bank account be able to check the balance %... Stimulus payment debit card service number on the back of your account information phone! Score or information from your credit report, please contact TransUnion directly the search you! This story go2 bank stimulus originally published in January and has been updated for the 2020 year! Can apply for the card, the transaction will be fully or partially declined theft of account! Apy may change before or after you open an account or fraudulent of! Out-Of-Network withdrawals, plus any additional fees the ATM owner or bank may charge a credit limit increase any... Benefits provider a service provided by first Century bank, N.A in January and has featured. To have a GO2bank Secured Visa credit card within the app or online. * should I do my... Card inside is issued by a company called MetaBank, N.A, and refer go2 bank stimulus, a single bank... 18 years or older can apply for a GO2bank account and routing to. That is greater than your overdraft coverage a service provided by first Century bank Green... To a traditional unsecured credit card within the app or online. * former correspondent Personal...

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